A devastating flood in central Texas has left a 94-year-old grandmother, Betty Matteson, and her family grappling with the loss of their beloved home. The historic residence, located in the Texas Hill Country, has been a cherished gathering place for generations since 1968. Despite the overwhelming challenges, Matteson’s family is determined to rebuild, valuing their memories and connections to the land above the risks associated with future flooding.
The Flood’s Impact on a Cherished Home
The floods struck during a family gathering on July 4, 2023, when Betty and her family, including four children, nine grandchildren, and numerous great-grandchildren, were celebrating their favorite holiday. As the Guadalupe River surged to nearly 30 feet, the family quickly sought refuge in the attic of their three-story home, known as “Casa Del Rio.” With water and debris rushing in, they waited for rescue as the flood wreaked havoc across central Texas, claiming the lives of more than 120 people, including 27 from nearby Camp Mystic, and leaving at least 150 others missing.
After hours of anxiety, first responders rescued the family, but their home was severely damaged. Shannon Swindle, Matteson’s granddaughter, shared the devastation in a GoFundMe campaign, stating, “The land didn’t just flood; it became a collection point for destruction from all directions.” The family estimates that restoring the house could cost around $500,000, yet they did not have flood insurance, a common issue in the area.
Challenges and Determination to Rebuild
Flood insurance has become increasingly difficult for families to afford, with FEMA estimating that only 4% of homes nationwide are covered. In Kerr County, which was particularly hard hit, just 2% of residents have flood insurance. Betty, who had been renting out a cottage on the property, found it challenging to keep up with the costs of flood insurance, which could range from $6,000 to $8,000 per year. “I’ve just been holding on for dear life because it was just an exceptionally beautiful, calming, peaceful place,” she reflected, expressing her desire to preserve the home for her family.
The area has seen an increase in flooding frequency and intensity over the last two decades, according to the US Geological Survey. Texas Governor Greg Abbott described the recent flooding as a “1-in-100-year event,” but such disasters are becoming more common as climate change progresses. Despite the risks associated with living near the Guadalupe River, the family remains resolute in their commitment to rebuild.
“If it’s something that you love so much and so dearly, saying goodbye is almost not an option,” said Swindle, who acknowledges the emotional weight of their decision. Her brother, Barry Adelman, who was present during the flood, emphasized the importance of the house in their family identity. “Love is blind,” he admitted, recognizing that the desire to rebuild transcends practical considerations.
While the family hopes to receive assistance from FEMA, they understand that aid may only cover a fraction of the rebuilding costs. Betty is currently staying with her daughter as they navigate the financial implications of restoring their home. Despite the daunting challenges ahead, her daughter, Sherry Matteson, is optimistic about their ability to rebuild. “You can’t live your life afraid of what might happen. You have to live your life the best you can,” she stated, embodying the family’s resilience in the face of adversity.
The Matteson family’s story reflects the emotional and financial struggles faced by many in flood-prone areas. As they work towards restoring their home, they remain united by a shared history and a deep sense of place that has been cultivated over generations in the Texas Hill Country.
